Financing & Credit
6 or 12
Months. No Interest. No Down Payment.*
Your
in-store application is processed instantly, and if approved, you may use your
credit line to make a purchase. Please contact us for additional questions.
*Credit check is required. Special terms apply to purchases
charged with approved credit to your Home Design card issued by GE Capital.
Regular minimum monthly payments are required during the six or twelve months.
The no-interest option means there is no interest if your purchase is paid in
full within the six months or twelve months period whichever applies;
otherwise, interest accrues from date of purchase at the regular APR 29.99%. A
3% or 6% administration fee is added when using 6 months or 12 months program
respectively.
No Credit
Check. 90 Day Option, No Interest.**
Early
buyout discount after 90 days. You own in 12 months or less. Payments match
your payday!
Requirements:
- Must
have an open Checking Account that has been active for the last Three
months.
- No
NSFs or excessive overdrafts;
- Must
show at least $500 deposited a month & have at least Five
transactions to be considered active.
- Must
be employed for the past SIX months at same job [No temp service]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]
- Must
gross more than $1000 per month.
Documents
Needed:
- Most
recent 30 day bank statement [all pages, no ATM printout]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]]
- Most
recent paycheck stub with year-to-date information.
- Voided
Check –OR- Bank Account Verification Form (Available at no cost) (Check
must match account # on bank statement)
- Copy
of photo ID
n IF
SELF-EMPLOYED: simply provide the last Three months of bank statement, a voided
check & photo ID.
All applications are subject to a $25.00 Application fee + A 6% Administration
Fee (Not waived)
**Offered by Progressive
Finance. Down payment is not required if you qualify 100%. The maximum approval
amount is $2500 and depends on monthly income. Minimum monthly income is $1000.
The no interest option means there is no interest if your purchase is paid in
full within the 90 days period; otherwise, there will be a monthly lease
purchase fee that is dependent upon the purchase amount. A 6% administration
fee is added to the amount being financed.